Keffer inc Posted November 20, 2013 Share Posted November 20, 2013 As you can see, I likely will use my issurance. Who should I use for an estimate and possible repair? May do it my self over the weekend. But he got my bumper, headlight, fiberglass damage, bumped the bottom of my fuel tank and popped my step off. any suggested places near Norfolk va? Quote Link to comment Share on other sites More sharing options...
blackdog2 Posted November 20, 2013 Share Posted November 20, 2013 Mack parts dept could write a invoice with higher prices for parts. Quote Ed Link to comment Share on other sites More sharing options...
Popular Post 1958 F.W.D. Posted November 20, 2013 Popular Post Share Posted November 20, 2013 What should you do now? What kind of a question is that? You make venison chili, of course!!!! 6 Quote TWO STROKES ARE FOR GARDEN TOOLS Link to comment Share on other sites More sharing options...
alex g Posted November 20, 2013 Share Posted November 20, 2013 I don't know how insurance companies work in the U.S. but here in Ontario they jack up your premium with every claim.If it were me I would fix it myself probably save you in the long run. Quote Link to comment Share on other sites More sharing options...
RowdyRebel Posted November 21, 2013 Share Posted November 21, 2013 Damn...I've hit 3 of the little f---ers and all they've ever done is bust them $8 plastic clips/adjusters for the headlights. Metal bumpers can be straightened...fiberglass repaired...headlights replaced...and steps reattached. The headlight might set you back $100 or so (might find a take-off from a wrecked truck for less) and a fiberglass repair kit is less than $20 @ your local Wally-World (or anywhere that carries any automotive-oriented products) and you're back on the road. Hell, steal a step mount (or even the whole step if you need to) from the passenger side since you really don't NEED steps on that side anyway (unless of course the wife rides with you...then you'd be better off minus the step on the drivers side just so you don't have to listen to her bitch about not having a step...). As long as the tank ain't leaking, it ain't gonna hurt you to leave it as it is. There ya go. Including the 12-pack you'll drink while you work on it, the truck will be fixed for $150-$200 and an afternoon. No sense turning that into your insurance...won't even cover the deductible. Quote When approaching a 4-way stop, the vehicle with the biggest tires has the right of way! Link to comment Share on other sites More sharing options...
j hancock Posted November 21, 2013 Share Posted November 21, 2013 Time to add the bull bars. Quote JimIt doesn't cost anything to pay attention. Link to comment Share on other sites More sharing options...
REEL ADDICTION Posted November 21, 2013 Share Posted November 21, 2013 i would not put it threw insurance they will pay the damage but when u go to renew they will make it up in your premium Quote Link to comment Share on other sites More sharing options...
Gmerrill0516 Posted November 21, 2013 Share Posted November 21, 2013 Make Bambie Burgers of course! Sucks to screw up the truck like that but shit happens. I think the dear population is going to get more and more out of control with time. Less guys hunt these days around here. I guess it will give the bear and coyote something to chew on... Quote Link to comment Share on other sites More sharing options...
rsb502 Posted November 21, 2013 Share Posted November 21, 2013 Hmm, well I would get with JP CHrome or another chrome shop and get a new bumper about 2" longer than that one, then deal with the rest from Watts Mack and yeah I probably wouldn't run it thru ins either. Quote "Any Society that would give up a little LIBERTY to gain a little SECURITY will Deserve Neither and LOSE BOTH" -Benjamin Franklin"If your gonna be STUPID, you gotta be TOUGH" "You cant always get what you want, but if you try sometimes you get what you need" Link to comment Share on other sites More sharing options...
Freightrain Posted November 21, 2013 Share Posted November 21, 2013 Ditto, I would do a little investigating and find replacement parts on your own. In the long run it will be cheaper(even though it is out of your pocket today). Quote Larry 1959 B61 Liv'n Large...................... Charter member of the "MACK PACK" Link to comment Share on other sites More sharing options...
Keffer inc Posted November 21, 2013 Author Share Posted November 21, 2013 Ha, couldn't take him with me. So just price stuff out ( highEST possible?) And meet with an adjuster, collect money and DIY to save money? Quote Link to comment Share on other sites More sharing options...
Keffer inc Posted November 21, 2013 Author Share Posted November 21, 2013 I priced the bumpers from eBay at around $600, 1,400 from dealer, $150 headlight eBay, $400 dealer, plus paint and body. But its really my fuel tank, it was pushed up in the middle, thats where all the money is. I know its just a truck but life's too short to drive an ugly truck. 1 Quote Link to comment Share on other sites More sharing options...
RowdyRebel Posted November 21, 2013 Share Posted November 21, 2013 Ugly truck makes just as much $$$ as a pretty truck. Get to KEEP more of that $$$ with the ugly truck though since you ain't spending money trying to look like you've got money to spend. Quote When approaching a 4-way stop, the vehicle with the biggest tires has the right of way! Link to comment Share on other sites More sharing options...
RowdyRebel Posted November 21, 2013 Share Posted November 21, 2013 ...and leave insurance out if you can. After the deductible, they won't fork out NEAR as much as they'll collect from you after they jack up your premiums. Quote When approaching a 4-way stop, the vehicle with the biggest tires has the right of way! Link to comment Share on other sites More sharing options...
Dirtymilkman Posted November 21, 2013 Share Posted November 21, 2013 If u get a aftermarket bumper make sure its the stainless clad aluminum. Most aftermarket bumpers are just chrome and the rust immediately Quote Link to comment Share on other sites More sharing options...
RowdyRebel Posted November 21, 2013 Share Posted November 21, 2013 Screw the aluminum crap. Stainless steel, baby! With a little thickness to it, them deer will just bounce off it without tearing it up...and if it DOES get bent, it can be straightened out, welded up, or whatever else you need to do to it to get it looking "pretty" again without digging into your pocket again. Quote When approaching a 4-way stop, the vehicle with the biggest tires has the right of way! Link to comment Share on other sites More sharing options...
Marcel67 Posted November 21, 2013 Share Posted November 21, 2013 Well have deer instead of turkey on thanksgiving. Quote Link to comment Share on other sites More sharing options...
220cummins Posted November 21, 2013 Share Posted November 21, 2013 If you were closer I'd tell you to bring it to my shop for a free estimate and cut you a break since your a member here at BMT! Quote Link to comment Share on other sites More sharing options...
Keffer inc Posted November 21, 2013 Author Share Posted November 21, 2013 Well I'm running regional, whats you 20? I run west to Roanoke and south to Greensboro pretty commonly. Quote Link to comment Share on other sites More sharing options...
Keffer inc Posted November 21, 2013 Author Share Posted November 21, 2013 Also, my insurance is through my carrier ( leasing company that leased me ) so as many truck on that policy, should have much of a rate change. Nobody from high up said anything about rate increasing. Quote Link to comment Share on other sites More sharing options...
220cummins Posted November 21, 2013 Share Posted November 21, 2013 Well I'm running regional, whats you 20? I run west to Roanoke and south to Greensboro pretty commonly.Pittsburgh,Pa Quote Link to comment Share on other sites More sharing options...
Keffer inc Posted November 22, 2013 Author Share Posted November 22, 2013 Yeah, thats a bit far. Just got my parts quote from Mack last night, Parts only if they replace everything that was hit, is around $4,000. Not sure what body and labor estimate is yet. Definitely using insurance. Quote Link to comment Share on other sites More sharing options...
RowdyRebel Posted November 22, 2013 Share Posted November 22, 2013 ...and people wonder why insurance is so damn expensive. Quote When approaching a 4-way stop, the vehicle with the biggest tires has the right of way! Link to comment Share on other sites More sharing options...
thomastractorsvc Posted November 22, 2013 Share Posted November 22, 2013 I don't blame you on the insurance, it is not an at fault incident I doubt it will drive up the premium if there has not been a claim or its been a while. We got hit back to back in 2007 with hail and never did a thing to the insurance.Besides the only reason for comprehensive is for stuff like this anyway. Quote Robert"I reject your reality and substitute my own." Link to comment Share on other sites More sharing options...
Green Dash Posted November 22, 2013 Share Posted November 22, 2013 I've hit so many friggin' deer since I moved to PA 21 years ago that I'm starting to enjoy it. Lucky for me, most have been in a company truck but with the few I've nailed with personal vehicles I've always turned it in to State Farm and it's always been covered by comprehensive with a lower deductible than collision and never an increase. Hopefully you can do the same since, as mentioned above, it was not an at fault accident. At least you kept it on the road and upright. Quote Jim Link to comment Share on other sites More sharing options...
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