grayhair

Gray hair!,Don't know where to start! Ok flood ins. I'm 6 miles from the Gulf coast and nowhere near a major body of water.was declared a flood zone Feb of 2012 ,got flood ins. Rained 16 days non-stop,tropical storm Debbie hit June 28.Had 2ft of water in house 2 wks, Next door neighbor had 4ft.Rest of neighborhood dry.Fema pays for everything that gets wet @todays cost  minus depreciation. Paid to repair the house and all contents. 435.00 per yr! If  you're in a flood zone GET FLOOD INS! The ins cost is going up due to Fl not having any major storms in a long while,so we are paying for Katrina, Sandy,and Baton Rouge etc. You're right about tort legislation and attorneys! A tort is the non contractual obligation of a person or business to protect their customers,neighbors,and damn near anyone else from danger or personal injury.I looked it up! Without tort legislation 2/3 of today's attorneys would be out of business! Criminals have sued the homeowners when they broke in their house for things like cuts and bruises on the broken glass and falls (because the house was cluttered)And won! Unreal! My favorite Platters tune was "only you" but